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Disclaimer

FinAvenue Disclaimer

Important Notice
FinAvenue provides education and general information to help adults build financial capability. Nothing on this website, in our emails, courses, events or coaching materials is personal financial advice. You should carefully consider whether any information is appropriate to your objectives, financial situation or needs, and always seek independent licensed advice before making decisions.


Scope & Products Covered
Our educational content may discuss the following products, markets and strategies:

  • Shares & ETFs

  • Crypto-assets (digital currencies and tokens)

  • Bonds & fixed income

  • mFund & managed fund units

  • Commodities (including gold & silver)

  • Day-trading concepts & trading platforms

  • Real-estate investing

  • Strategies such as asset allocation, diversification, dollar-cost averaging, rebalancing and risk management

Mention of a product or strategy is not a recommendation, offer or solicitation to buy or sell any financial product.


General Advice Only
Information we provide is general advice or factual information only. It has been prepared without taking into account your personal circumstances. Before making any decision, you should read all relevant disclosure documents, including a Product Disclosure Statement (PDS) and Target Market Determination (TMD) issued by the product provider.
FinAvenue is not a holder of an Australian Financial Services Licence (AFSL) and does not provide personal financial product advice, dealing or intermediary services. Where we refer you to third-party providers, any financial services are provided by those parties under their own AFSL.
Our educators and coaches hold RG146-relevant training for the topics they teach, in line with ASIC’s Regulatory Guide 146. This means they are qualified to deliver general financial education. However, all coaching sessions are strictly educational and do not take into account your specific objectives, financial situation or needs.


Key Risks & Warnings

  • Market Risk: All investments can rise and fall in value. You may lose some or all of your capital. Past performance is not a reliable indicator of future results.

  • Shares/ETFs/Bonds/mFunds: Subject to market, interest-rate, liquidity and credit risks.

  • Commodities: Volatile and influenced by global supply/demand, currencies and geopolitical events.

  • Crypto-assets: Highly speculative, extreme volatility, regulatory uncertainty, and risk of loss from hacks, scams or technology failures.

  • Day-trading: High risk of rapid losses. Leverage and frequent trading may magnify costs and losses.

  • Real-estate: Risks include illiquidity, borrowing risk, interest-rate risk, vacancy, development and legal issues.

FinAvenue does not execute trades, hold client assets, provide brokerage, arrange accounts or monitor your portfolio. You are fully responsible for your own decisions and implementation.
Content is not tax, legal or accounting advice. You should seek professional advice tailored to your personal circumstances.


Accuracy, Updates & Limitation of Liability
While we aim for accuracy and timeliness, information may become outdated, incomplete or contain errors. We may update content without notice. To the maximum extent permitted by law (including the Australian Consumer Law), FinAvenue, its officers, employees and contractors are not liable for any loss or damage arising from reliance on the information on this site or in our materials.
External links are provided for convenience and do not constitute endorsement. We are not responsible for the content, products or services of third-party sites or providers.


Jurisdiction
This website is intended for persons in Australia. Any disputes are governed by the laws of New South Wales and the Commonwealth of Australia.

Contact & Complaints
If you have questions about this disclaimer or wish to make a complaint about our educational services, please contact:


Where appropriate, we may refer complaints to a relevant external dispute resolution scheme operated by a third-party service provider under its AFSL.


Acceptance
By accessing or using FinAvenue resources, you confirm that you understand and accept this Disclaimer and agree to our Website Terms and Privacy Policy.





Last updated: 25 August 2025 (AEST)

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